Established in 2005, Heng Chiva Associates seeks to understand each client’s goals and underlying values pertaining to money; then we create a systematic path toward achieving those goals. We delve into and continue to monitor the key components required to maintain your financial well-being. As we provide holistic guidance and become a part of our client’s financial lives, we find that, over time, we become more than “just” wealth managers – we become thinking partners and life coaches.

Our team has extensive experience providing planning and advisory services. We work as fiduciaries, putting our clients’ needs first, treating their assets as if they were our own. According to the Cornell Law Dictionary, “A fiduciary duty is the highest standard of care.” It entails always acting in your beneficiary’s best interest, even if doing so is contrary to yours.” While you may think that all financial advisors are legally required to always act in their clients’ best interests, that is not the case.

“A fiduciary is defined by the legal and ethical requirement to put your best interest before their own.”

In addition, our team has earned the following credentials:

• Certified Financial Transitionist® (CeFT®)
  
• Certified Financial Planner® (CFP®)
  
• Life Planning Coursework
  
• MBA in Finance
  
• Bachelor’s Degree in Economics
  
• Notary Public
• Registered Investment Advisory
  

We take a personal involvement with each and every client to best understand their wants, needs, hopes and fears, and the purpose of money in their lives.